Condos

Buying a condo is a major investment. Here are some frequently asked questions about buying condos for sale in Santa Rosa, CA.

Should you check out Condos for sale in Santa Rosa, CA?

1. Why should I buy instead of rent?

   When you rent, you put money towards rental fees and that money is impossible to recoup. But owning a condo lets you deduct the cost of the mortgage loan interest from federal income taxes, and in most cases, from state taxes as well. Moreover, as a homeowner, you can deduct the property taxes you pay.

   This allows you to save a large sum each year, since the interest you pay makes up the bulk of your monthly payments for the majority of the years on your mortgage.

   Additionally, the value of your home could increase over the years.

   Owning a condo also lets you express your individuality. The space belongs to you, so you’ll be free to decorate it any way you want.

2. Is buying a condo different from buying a single-family home?

   While several components of the transaction are similar, buying a condo is different from buying a house. There are different factors that you will need to take into consideration, including the building’s financial position, the age and condition of the building, the association’s overall structure, and possible restrictions on parking, pets, rentals, and unit use.

   When working with a Realtor, make sure that they have expert knowledge on condos for sale in Sonoma County.

3. Should I work with a real estate agent?

   It’s generally advisable to work with a real estate agent who specializes in condos. A competent agent will guide you through the buying process, making the experience less overwhelming, and perhaps even enjoyable.

   They can help you determine the price range you should be looking at and present you with listings that match your criteria. They can give you immediate access to condos as soon as they hit the market, saving you time and energy in the process.

   When you feel ready to make an offer on a condo, they will help you structure the deal in a way that saves you money. They can explain the pros and cons of certain purchase offer tactics, assisting you with paperwork and answering any questions you might have about the purchase.

   If you’re looking for an agent that knows Sonoma County real estate, let Brad Wilkinson assist you. Call 707-799-0455 or send an email to Brad(dotted)Wilkinson(at)CBNorcal(dotted)com to get started.

4. Is condo living ideal for me?

   Before buying a condo, you’ll have to determine whether or not condo living is right for you. You must decide if you can live in a smaller space, with limited storage. You must also decide if you are amenable to living in close proximity with other residents.

   Condo living comes with numerous advantages, such as location, security, amenities, and maintenance. It is often ideal for single professionals, retirees, childless couples, and small families.

5. What costs should I consider in addition to monthly mortgage payments?

   You’ll also need to set money aside for utilities, repairs, homeowners association (HOA) fees, insurance, and various other expenses. Draw up a monthly budget and make sure you have enough cash for personal emergencies. Your agent can also help you anticipate the costs of owning a condo.

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